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Michigan drivers across the state are waiting patiently for their $400 rebate checks, and now, the state has announced the deadline by which drivers will receive the checks. The refund checks will be given to drivers who had their vehicles insured by Oct. 31, 2021, with very few exceptions. Read on for the full details.

The refund is a segment of of bipartisan auto reform legislation, which passed in 2019, that makes the Michigan Catastrophic Claims Association (MCCA) issue funds back to drivers.

So, when will the checks arrive? Michigan’s auto insurance refund check will arrive by May 9, according to the state’s department of financial services. Refunds will be transferred from the MCCA to insurers by March 9, and then, deposits in bank accounts will take up to 60 days.

“The Governor directed DIFS to take an active role in ensuring that refunds would be issued expeditiously to Michiganders who have paid into the fund for decades,” Anita Fox, head of the Department of Insurance and Financial Services, said in a statement. “The DIFS bulletin ensures that consumers are protected and imposes a May 9, 2022 deadline for issuing refunds to all eligible drivers.”

As for who qualifies, any Michigan driver who insured their vehicle (car, truck, RV or motorcycle) by 11:59 p.m. on Oct. 31, 2021, is eligible to get a refund. The $400 refund is per vehicle, so if you have two vehicles under the same insurance plan, you’ll get $800. If you have questions, DIFS has launched a FAQ site for drivers to read. Any Michigan drivers that are eligible to get a refund but don’t receive a check by the May 9 date are asked to contact their insurance company with questions and to see what went wrong. They may also reach out to the insurance department, which is open Monday through Friday, 8 a.m. to 5 p.m., via 833-ASK-DIFS (833-275-3437) or emailing autoinsurance@michigan.gov.

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Anne Erickson's love for music drew her into radio, and she started shortly after graduating from MSU. She has a passion for rock and metal, plus local music. She also fronts the band Upon Wings. Email Anne at erickson@WRIF.com, follow her on Instagram at @EricksonAnne and tweet at her @AnneErickson!