Take Control: Credit Cards That Work for You
Mansa Musa explains how to use credit cards as tools, not traps—especially during tough times. Learn how to align your spending with rewards that actually improve your lifestyle.
This week on Take Control Tuesday, Mansa Musa breaks down how credit cards can actually help improve your lifestyle—if you use them strategically.
Let’s be real: the credit card industry makes big money off people who carry a balance. But if you’ve got decent credit (especially good credit), these companies compete hard for your business. That means benefits—like cash back, travel points, or discounts—are out there for the taking.
Mansa’ says if you’re already using a credit card, use ones that rewards you for what you're already doing.
- Do a lot of online shopping? Mansa uses an Amazon credit card that gives 5% back on every Amazon purchase.
- Use delivery services often? His Instacart card gave him $50 just for signing up—and 5% back on every grocery delivery.
The key is to find a card that matches your lifestyle. Whether it’s travel, groceries, or retail, there’s likely a card that aligns with how you spend.And of course, when managed wisely, credit cards can be more than debt—they can be tools to upgrade your everyday life.
Listen to "Credit Cards That Work for You" Below
Each Tuesday, catch up with Mansa Musa from MoneySmartLife.org and host Randi Myles to help empower, “sustainable financial well-being for working class families.” Listen to the archives at TakeControlTuesday.com
Tune in to The Randi Myles Show from 10 am to 3 pm through The Detroit Praise Network App available on iPhone and Android devices, visit detroitpraisenetwork.com, or use your smart speaker by enabling the skill and saying, "open Detroit Praise Network." Alternatively, listen on your car, home, or work radio at 105.9 HD2, 98.3 FM, or 99.9 FM.
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About Randi Myles:
I am a child of God that has a lot to say.
Here you will find conversations with artists, authors, speakers, and teachers within the faith-based community. Also, my journey has been colorful, rich, and sometimes really hard so, I look for answers and respite through these posts. My mom wanted me to write a book and I'm working on that, so bear with me as I fumble my way through.
I am working on balancing my extremely fun work life with my personal life that is filled with challenges these days. I know that God will see me to victory so... welcome to my life.
~Randi
