Death and funerals, while unpleasant for many of us to consider, are inevitable occurrences that we need to prepare for, both emotionally and financially. As one gets older, the burden of care falls on younger, and often less financially stable, family members. This reality makes it all the more important that the elders within a family provide clear and practical next steps upon their death. No one wants their family’s grief and sadness to be compounded with financial stress.

There are a number of ways for individuals to set aside money for their funeral services. Here are some tips and strategies.

Close up of unrecognizable black woman writing on her notebook

Source: Hispanolistic / Getty

1. Be Realistic

Coming face-to-face with funeral costs can be jarring for some. The products, services and planning that go into creating a beautiful celebration of life can be expensive—there is no way around this. So it’s important to always remain aware of your personal financial standing and that of your family. It is possible to plan a beautiful memorial service without spending a fortune, it just requires some advanced planning and good advice from a trustworthy funeral director.

2. Set a Budget

One way to be realistic is by setting a firm budget for yourself. Decide how much money you can afford to spend on your final celebration without burdening your fmaily with too many extra costs. Once you have set this number, it will allow you to be more decisive in your choices and realize what plans or dreams might have been a little beyond your financial means.

3. Shop Around

Some people have an attachment to a particular funeral home, which often has long-term significance within the family. If you are unattached to a particular home, and live in a reasonably-sized city or town, you likely have several choices of where to host your funeral service. Take your time, meet with a few homes and funeral directors, and choose the one that works best for you and your budget. Remember that this is the company that your family will be working with after your death, so it might be reasonable to let them have some input, as well.

Click HERE for more tips on how to prepare for your funeral!


We understand that funeral planning can be difficult and the Hutchison Funeral Home is here to help. For over 35 years, we have been providing families in the Metro Detroit area with dignified services that are personal, respectful, and affordable. Our team will work with you to provide personalized recommendations that will fit your vision and your budget. We are here to listen to your needs and wishes. Together, we can create the funeral service that your loved one deserves.

For more information on the services we provide, or to read more great articles:

Click Here to Visit Our Website